Mortgage Hub

Bond and transfer cost calculator

Calculate the total bond registration and property transfer costs on your new home.


Disclaimer: Although every effort has been made to ensure the accuracy of the content, Mortgage Hub accepts no liability in respect of any errors contained herein. Under no circumstances will Mortgage Hub be liable for any loss or damages whatsoever arising from the use of this calculator.

Please Note: The interest rate displayed here is the current, national, prime interest rate, as set by the South African Reserve Bank. The interest rate offered by your bank when applying for a loan may vary.

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Once your bond has been approved and you have accepted it, you will be expected to pay the costs to register the bond and the costs to transfer the property.

You will always have to pay bond registration costs and attorneys charges. If your property costs less than R1 000 000, you will not be required to pay transfer duty.

You may be able to negotiate your bond registration and transfer costs. Transfer duty is paid to SARS and can’t be negotiated.

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