Mortgage Hub

Affordability Calculator

Calculate the home loan you qualify for and how much you can expect to pay monthly on your bond repayments.

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Disclaimer: Although every effort has been made to ensure the accuracy of the content, Mortgage Hub accepts no liability in respect of any errors contained herein. Under no circumstances will Mortgage Hub be liable for any loss or damages whatsoever arising from the use of this calculator.

Please Note: The interest rate displayed here is the current, national, prime interest rate, as set by the South African Reserve Bank. The interest rate offered by your bank when applying for a loan may vary.

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FAQs

Your gross monthly income is your total income before tax and deductions.

Your net monthly income is your total income after tax and deductions.

Your repayment cannot be more than 30% of your gross monthly income and cannot exceed your net surplus income.

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