Mortgage Hub

Deposit Savings Calculator

Calculate how much you need to save, and for how long, to put together a deposit on your dream home.


Disclaimer: Although every effort has been made to ensure the accuracy of the content, Mortgage Hub accepts no liability in respect of any errors contained herein. Under no circumstances will Mortgage Hub be liable for any loss or damages whatsoever arising from the use of this calculator.

Please Note: The interest rate displayed here is the current, national, prime interest rate, as set by the South African Reserve Bank. The interest rate offered by your bank when applying for a loan may vary.

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Some banks will require around 10% to 15% deposit, on average towards the purchase price of your property.

Yes, the higher the deposit, the less risk for the bank and the greater likelihood of a better rate.

Whilst we can not guarantee approval, having a deposit available can certainly improve your chances of securing a home loan and a better rate.

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